Level Up Quest Membership Terms and Agreement

Effective Date: September 29, 2025
 Provider: Mastermind Advisors, Inc. DBA Level Up Quest (“Provider,” “we,” “us,” “our”)
 Member: The undersigned individual or entity (“Member,” “you,” “your”)

By enrolling in Level Up Quest, you agree to the following Terms and Agreement.

I. Terms of Use

1. Acceptance of Terms
 By registering or using Level Up Quest, you confirm that you have read, understood, and agreed to be bound by this Agreement, our Privacy Policy, and any policies posted in the member portal.

2. Services Covered

• Online Training Courses: For informational and educational purposes only; not financial, tax, or legal advice.
  
  

• Visuals and Materials: Owned by Provider; you receive a non-exclusive, non-transferable, revocable license for professional development and training purposes during active membership.
  
  

• Community & Workshops: Peer discussions, Q&A sessions, and interactive workshops.
  

3. Member Responsibilities
 You agree to:

• Independently verify the accuracy and applicability of all information before applying it in your practice.
  
  

• Ensure compliance with current IRS tax code, regulations, tax court cases, IRS publications, and opinions.
  
  

• Conduct your own due diligence before implementing any strategies.
  

4. Restrictions on Use of Materials (Visuals and Content)
 Members are granted a limited, revocable license to use Provider’s visuals and materials solely for professional purposes within their own tax practice during an active membership. This includes:

• Sharing visuals with their clients in connection with professional services.
  
  

• Posting Provider’s visuals on social media for business promotion.
  

Members are strictly prohibited from:

• Selling, licensing, sublicensing, or otherwise commercially exploiting Provider’s visuals or materials.
  
  

• Modifying or creating derivative works from Provider’s visuals for the purpose of resale or distribution.
  
  

• Continuing to use any visuals, content, or materials after their membership has lapsed, been cancelled, or terminated.
  

All rights not expressly granted are reserved by Provider. Unauthorized use constitutes a material breach and may result in termination of membership and legal action.

5. Disclaimers

• Informational Use Only: All courses, visuals, discussions, and workshops are educational. Provider does not guarantee accuracy, timeliness, or completeness.
  
  

• No Liability for Outdated Content: Tax law changes frequently. Provider is not responsible for any reliance on outdated information.
  
  

• Member Sole Responsibility: You remain fully responsible for professional services delivered to your clients.
  

6. Limitation of Liability
 Provider is not liable for:

• Business outcomes, losses, or malpractice claims.
  
  

• Any reliance on outdated, incomplete, or incorrect information.
  
  

• Consequences from Member’s failure to verify accuracy before use.
  

II. Group Mentorship Agreement

1. Group Mentorship Services
 Provider facilitates live, interactive group mentorship sessions with multiple Level Up Quest members. These sessions are designed for training and informational purposes only and do not constitute professional tax, legal, or financial advice. Provider does not prepare, sign, or file tax returns.

Group mentorship may include, but is not limited to, two primary areas of focus:

• Tax Strategy Mentorship – discussions on federal income tax strategies, planning techniques, and professional application methods.
  
  

• Firm Growth Mentorship – discussions on business operations, client acquisition, firm management, and practice development.
  
  

Specific topics may vary at Provider’s discretion. All sessions are group-based; no one-on-one services are included under this Agreement.

2. Member Responsibilities

• Independently verify all tax strategies or business advice before applying.
  
  

• Ensure compliance with current IRS laws and professional standards.
  
  

• Accept full responsibility for implementation decisions and business outcomes.
  

3. Disclaimers

• No guarantee of success, effectiveness, or business results.
  
  

• Provider is not liable for negative outcomes resulting from applying strategies discussed.
  
  

• Members are responsible for confidentiality and respectful conduct.
  

4. Indemnification
 Member agrees to indemnify and hold Provider harmless from claims, damages, or liabilities arising from reliance on mentorship content.

III. 1:1 Meeting Agreement

1. Scope of Services
 One-on-one consulting and coaching sessions are offered to eligible members at the published hourly rate. These sessions are for training and informational purposes only and do not constitute tax, legal, or financial advice.

2. Payment Terms

• Current rate: $250/hour (unless otherwise specified).
  
  

• Fees are billed according to Provider’s payment policies and are non-refundable.
  
  

• Late cancellations (<24 hours) may incur a $50 cancellation fee.
  

3. Complimentary Sessions
 From time to time, Provider may, at its sole discretion, offer complimentary 1:1 sessions. Members acknowledge and agree that:

• Unless explicitly confirmed in writing as complimentary, 1:1 sessions may be treated as billable events at the prevailing hourly rate.
  
  

• Complimentary sessions do not establish a continuing obligation to provide free services.
  
  

• Provider reserves the right to determine when a session qualifies as complimentary and when it will be billed.
  

4. Member Responsibilities

• All advice and recommendations are informational. Member remains solely responsible for professional judgment and compliance with tax laws.
  
  

• Provider does not sign, file, or prepare tax returns.
  
  

• Member must conduct independent due diligence before acting on information from sessions.
  

5. Disclaimers

• Provider makes no warranties as to completeness or accuracy of 1:1 content.
  
  

• Provider is not liable for business decisions, tax filings, or malpractice claims arising from Member’s reliance on the sessions.
  
  

• Recordings, notes, or materials from 1:1 sessions should never be treated as definitive tax advice.
  

6. Indemnification & Limitation of Liability
 Member shall indemnify Provider for any claims or liabilities arising from reliance on 1:1 session content. Provider’s liability, if any, shall not exceed the amount paid for the individual session.

IV. Member Responsibilities and Disclaimers

1. Member Responsibility for Accuracy and Compliance
 All courses, visuals, mentorship discussions, and one-on-one sessions are for training and informational purposes only. Members are solely responsible for verifying accuracy and ensuring compliance with the most current IRS tax code, regulations, publications, tax court cases, and IRS opinions before applying any information professionally.

2. No Liability for Outcomes
 Provider makes no guarantee of business, tax, or financial results. Provider is not liable for business losses, malpractice claims, or negative client outcomes resulting from Member’s reliance on any materials, discussions, or coaching.

3. Independent Verification
 Members must exercise independent judgment and conduct their own due diligence before implementing strategies or advice. All implementation decisions rest with the Member.

4. Educational Purposes Only
 Services are not tax, legal, or financial advice. Provider does not prepare, sign, or file tax returns. Recordings, notes, and materials from sessions should never be relied on as definitive tax advice.

5. IRS Compliance Disclaimer
 All materials, visuals, courses, and sessions provided by Level Up Quest are for informational and educational purposes only. Members are solely responsible for verifying that any information, strategy, or concept complies with the most current IRS tax code, Treasury regulations, IRS publications, IRS opinions, and applicable tax court cases. Provider assumes no responsibility for the accuracy, completeness, or applicability of content once delivered, and shall not be liable for any reliance on such information.

6. Continuing Education Standards

• Provider will ensure all course content is accurate at the time of delivery.
  
  

• Provider will maintain defined learning objectives, documentation, and records in accordance with IRS and NASBA standards.
  
  

• Provider will issue valid certificates of completion for qualifying courses.
  

Provider certifies that all courses are accurate and compliant with IRS/NASBA standards at the time of delivery. Members acknowledge that tax laws and regulations change frequently, and it is their responsibility to verify ongoing applicability before relying on or applying course content. Provider is not liable for outcomes resulting from failure to verify current law or professional misuse of course material.

V. Governing Law, Dispute Resolution, and Entire Agreement

This Agreement shall be governed by the laws of the State of California, without regard to its conflict-of-laws principles. Any disputes shall be resolved by binding arbitration in California under the rules of the American Arbitration Association. This Agreement constitutes the entire agreement between Provider and Member with respect to Terms of Use, Group Mentorship, and 1:1 Meetings.

VI. Acknowledgment

By registering as a Level Up Quest Member, you acknowledge that:

• All services, courses, visuals, and discussions are informational only.
  

• You are solely responsible for ensuring accuracy, compliance with IRS code, tax court cases, publications, and opinions.
  

• Provider bears no liability for your client services, professional outcomes, or business results.